Our Blog

December 16, 2024
Posted by John C Filice

Government announces boldest mortgage reforms in decades to unlock homeownership for more Canadians

Canadians work hard to be able to afford a home. However, the high cost of mortgage payments is a barrier to homeownership, especially for Millennials and Gen Z. To help more Canadians, particularly

December 11, 2024
Posted by John C Filice

Dec 11-2024 - Bank of Canada reduces policy rate by 50 basis points to 3.25%

The Bank of Canada today reduced its target for the overnight rate to 3�%, with the Bank Rate at 3�% and the deposit rate at 3�%. The Bank is continuing its policy of balance sheet norma

December 1, 2024
Posted by John C Filice

Is Getting a Home Inspection Worth It? A Canadian Homebuyer's Guide

Hello there! If you're considering buying a home in Canada, you might wonder whether investing in a home inspection is necessary. After all, purchasing a home is a significant financial commitment, an

November 23, 2024
Posted by John C Filice

Six reasons to work with an expert on your mortgage renewal

Given the large financial commitment of a mortgage, it's surprising that so many homeowners go on auto-pilot when it's time renew. Of course, your lender wants your repeat business and their renewal l

November 11, 2024
Posted by John C Filice

Understanding Capital Gains in Canada

What Are Capital Gains? Capital gains refer to the profit you earn when you sell a capital asset-such as property or investments-for more than its original purchase price. For example, if you bough

November 4, 2024
Posted by John C Filice

Unlocking Home Ownership: What Canadian Homebuyers Need to Know About Property Value

The Canadian dream of home ownership is evolving. With fluctuating property values and shifting market dynamics, understanding the real estate landscape is more crucial than ever for prospective hom

October 24, 2024
Posted by John C Filice

Mortgage Reforms Announced by the Government of Canada

I'm excited to bring you the latest edition of my newsletter, packed with important updates and tips to help you stay informed and empowered in your homeownership journey! This month, I'm coverin

October 23, 2024
Posted by John C Filice

October 23-2024: Bank of Canada reduces policy rate by 50 basis points to 3.75%

The Bank of Canada today reduced its target for the overnight rate to 3�%, with the Bank Rate at 4% and the deposit rate at 3�%. The Bank is continuing its policy of balance sheet normalization. Th

October 22, 2024
Posted by John C Filice

Looking to Sell Your Home? 10 Amazing Tips to Help You Get the Best Value

Selling a home is a significant financial decision; naturally, you want to secure the best possible value for your property. Whether you're a mortgage broker, real estate agent, or a homeowner looking

October 8, 2024
Posted by John C Filice

Is a Reverse Mortgage Right for You?

A reverse mortgage is a great financial tool for homeowners over 55 who want to stay in their homes while accessing the value they've built up over the years. It provides additional income, eliminates